Stoic Wisdoms Terms of Use

1. Acceptance of Terms

By accessing Stoic Wisdoms ("the Newsletter"), whether as a free or paid subscriber, you agree to be bound by these Terms of Use. Please read them carefully.

2. Subscription Types and Payment Terms

2.1 Free Subscription

• Free subscribers have access to select newsletter content as specified on our Substack page

• Free subscription features may change at our discretion

• Free subscribers may upgrade to a paid subscription at any time

2.2 Paid Subscription

• Access to premium content requires a paid subscription

• Subscription fees are as posted on our Substack page

• Subscription periods may be monthly or annual, as selected at checkout

2.3 No-Refund Policy

• All subscription payments are processed through Substack's payment system

• NO REFUNDS: All sales are final and non-refundable under any circumstances

• We do not offer prorated refunds for partial use or early cancellation

• While you may cancel your paid subscription at any time, you will continue to have access until the end of your billing period, after which no further charges will be made

3. Content and Copyright

3.1 Ownership and Usage Rights

• Original content created by Stoic Wisdoms, including but not limited to original text, custom graphics, and downloadable materials created by us, is the property of Stoic Wisdoms

• Third-party content, including stock images and licensed materials, remains the property of their respective owners

• All subscribers (free and paid) may:

  • Read and download content they have access to for personal use

  • Share links to public posts on social media

  • Quote brief excerpts with proper attribution

• Subscribers may not:

  • Copy or redistribute full newsletter content

  • Share premium content with non-subscribers

  • Use content for commercial purposes without written permission

4. User Conduct

All subscribers agree to:

• Maintain the confidentiality of their account credentials

• Not share premium access with non-subscribers

• Engage respectfully in community discussions

• Not use the content for commercial purposes without permission

5. Disclaimer

5.1 Personal Development Content

• The Newsletter provides educational and informational content only

• Content should not be considered professional advice

• Users should use personal judgment when applying insights

• Consult appropriate professionals for specific situations

5.2 Results

Individual results from applying newsletter insights may vary. No specific outcomes are guaranteed.

6. Modification of Terms

Stoic Wisdoms reserves the right to modify these terms at any time. Continued use after changes constitutes acceptance of new terms.

7. Substack Platform

This Newsletter is hosted on Substack. Your use of the Newsletter is also subject to Substack's Terms of Service and Privacy Policy.

8. Contact Information

For questions about these terms, contact us through our Substack page.